Need an Overdraft or Extra Cash Flow? I WANT FINANCE Has Your Back, Australia
Are cash flow challenges, ATO debts, or mounting bills making business tough? Or maybe you’re needing extra cash to tide you over while your worksource holds back on you? At I WANT FINANCE, we’ve helped hundreds of Australian businesses secure fast, flexible funding—so you can get back to what you do best.
Here’s a breakdown of the funding options that might suit you:
- Unsecured up to $200k
- Up to $300k with no financials required
- Funds go straight into your account
- Enjoy cash flow certainty with fixed repayments
- Buying goods not covered by asset finance
- Investing in software or business development
- Refinancing debts (including ATO)
- Expanding your business or fitting out a new site
- Mergers & acquisitions
- Borrow up to $2 million (first mortgage) or $1 million (second mortgage, equipment, or receivables)
- Only pay monthly interest on what you use
- Flexible repayments—make interest-only payments if you want
- Paying suppliers or purchasing stock
- Funding business premises fit-outs
- Boosting general working capital
- Unsecured up to $200k
- Up to $300k with no financials
- Flexible 3-year revolving facility
- Make interest-only payments and repay anytime
- Real-time digital wallet for iPhone & Android
- Paying invoices or suppliers
- Managing day-to-day business needs
- Covering seasonal gaps or unexpected expenses
- Quick Approvals & Same-Day Settlements: Get funding in as little as 24–48 hours—no long waits, no mountains of paperwork.
- Easy Digital Application: Simple and fast online process, minimal paperwork required.
- Borrowing Power: Eligible to borrow 1–2x your average monthly turnover.
- ATO Debt Solutions: Finance options available for clearing ATO debt (manageable payment plans are accepted).
- Simple Eligibility: Minimum 12 months GST registration and a clear credit history are key. Loans require a personal guarantee, and security may be needed for amounts over $200k.
Frequently Asked Questions
Working capital through unsecured lending is one of the fastest facilities I Want Finance arranges across Australia, often requiring only bank statements and basic business details rather than a lengthy application. This speed suits businesses needing funds for stock, wages, or unexpected costs without delay.
Repayment terms on unsecured business loans through I Want Finance across Australia often run weekly or fortnightly rather than monthly, aligning with how quickly these facilities are approved and funded. The broker outlines the full repayment schedule upfront so there are no surprises once funds land.
Same-day funding is achievable through I Want Finance for unsecured business loans across Australia when documentation is complete, and the application is straightforward. The broker pre-screens files against lender criteria before submission, which is what makes such fast turnaround possible in practice.
I Want Finance compares unsecured loans against a line of credit for Australian businesses based on whether the need is a one-off cost or ongoing fluctuating expenses. A lump-sum unsecured loan suits a defined purpose, while a line of credit offers flexibility to draw funds as needed.