Flexible Business Funding

Running a business in Australia can be tough, but getting the right funding shouldn’t be. Here’s a quick guide to the latest flexible finance solutions available to help your business grow—no matter where you are in your journey.

Business Funding, Made Simple

There are two main lending arms for small and medium businesses:

Small-Mid Ticket Lending: Perfect for cashflow and supplier invoice financing, this solution is all about minimal paperwork and rapid access to funds.
Non-Conforming Lending: If your business profile doesn’t fit the mould—maybe you’ve had some credit challenges or operate in a high-risk industry—this option is designed for you.

Flexible Loan Options

With business loans available up to $1,000,000, these lenders can help with:

Stock and inventory purchases
Refinancing existing debt (including ATO)
Business acquisitions
Site expansion and fit-outs
Director/investor buyouts
Deposits for capital purchases
Software and equipment upgrades

Who Can Apply?

SMEs trading for as little as 3 months (depending on product)
Credit scores as low as 200 accepted for some products
Flexible terms (from 1 to 24 months, product dependent)
Minimal security required—many products are unsecured

Supplier Invoice Payment Solution

Need to pay suppliers fast? The Supplier Invoice Payment Solution funds 100% of your invoice value—often on the same or next business day. It’s unsecured, covers almost any business expense, and helps preserve your credit rating while improving cashflow.

Invoice amounts from $2,000 up to $150,000
Simple four-step process: select invoices, get rapid approval, invoices paid, then repay in manageable instalments
No property security required
Rolling broker commissions—great for introducers

Who’s Not Eligible?

Some industries are excluded, such as property development, non-profits, adult entertainment, payday lenders, travel agencies, and telemarketing services. Make sure to check the full list before applying.

Why Choose Flexible Business Funding?

Fast approvals—often within 24 hours
Minimal paperwork
Flexible repayment options (daily, weekly, or monthly)
Support for businesses with credit challenges or limited trading history

Ready to move your business forward? Flexible business funding makes it simple, so you can focus on what you do best—growing your business.

Questions? Reach out to our team at iwantfinance.com.au or call 0474 77 73 74 for more information.

Cheers,
I WANT FINANCE Team

Flexible Business Funding